Meet The Team

CEO & President Ray Croff

Ray is CEO and President of Mobius Financial Advisors. Before entering the Financial Services profession, he owned his own business with numerous employees, equipment, and real estate for over 15 years. Combining this invaluable experience with his financial knowledge and education makes him well suited to work with business owners and their families.


  • B.B.A. Financial Services, University of North Texas
  • B.B.A. Insurance, University of North Texas
  • Certified Exit Planning Advisor
  • Certified Value Growth Advisor ( CVGA)
  • International Association of Registered Financial Consultants
  • Chartered Life Underwriter-American College
  • Chartered Financial Consultant-American College
  • National Association of Insurance and Financial Advisors
  • Society of Financial Service Professionals
  • Adjunct Professor, University of North Texas

Community involvements:

  • United Way Denton County - Board member
  • Rotary
  • Exit Planning International - Chapter President
  • Global Atlantic- National Advisory Board
  • Value Builder - International Advisory Board
  • EPI- National OEM Board
  • Access Bank- Business Development Advisory Board

Operations Manager Heather Foxworth

Heather has been with Mobius Financial Advisors since September 2022. She started out as an intern helping with servicing and day-to-day operations of the company. Heather is now the Operations Manager and will soon graduate from the University of North Texas in the Spring of 2024 with a BBA in Financial Planning. She will use the valuable knowledge gained from working at Mobius to help individuals attain their financial goals.

Community involvements:

  • Gamma Iota Sigma (Beta Zeta Chapter)  – Risk Management Business Fraternity
  • Financial Management Association
  • FinServe Foundation